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It’s amazing how far you can get with the peptalk and borrowing some hair gel from Newsom

I’m a Canadian nurse and I lived in the US for 10 years during my career. I did it when I was young to gain work experience and travel with friends. It gave me a lot of insight in how it feels to live in both countries. I’ve been a nurse and patient in both counties so I also know how it feels to work, live and be a resident in both. \n\nI cannot articulate enough how it has confirmed to me how fortunate I am to be Canadian. The perks to living in the US were very superficial and frivolous things that matter very little in the broad scheme of things,….which I see as more restaurant chains, cheaper restaurant food, more shopping options, etc. As a young person when I lived there,…those things seemed amazing but matter far less as I get older. \n\nWhen I lived there, I paid a fraction of the income taxes that I paid in Canada but it’s only short term gain for long term pain. The cost of health care, the amounts of gov funded benefits (disability, EI, pension, etc) in the US makes it well worth paying taxes to offset these things as in Canada. I have had cancer 3 times in 5 years and I’ve not paid a cent for treatment, scans, surgery, etc in Canada. My employer held my job for 2 years and I received long term disability of 70% of my yearly wages and my employer paid my full pension and benefits as I was off of work. After 2 years, my cancer returned and was deemed incurable so I will continue to receive this pay and benefits until I’m 65 and can retire as I can no longer work. I have no financial worries as I battle cancer. \n\nTo contrast,…my US employer was a world reknowned hospital that had excellent pay and benefits. Had I been working there when I was diagnosed with cancer, I would only have gotten full pay for 6 weeks until my sick time and vacation time was used up. Then I was eligible for a fraction of my income for 3 months, which would not be enough to live on. I would not have had my pension paid. After that, I’d receive no more pay and my employer would hold my job without pay for 6 months and then I’d be let go. My cancer required nearly 2 years off of work so after 5 months of this minimal pay, I’d have no income, no job and no benefits with a new pre existing condition to ensure that I’d have a snowballs chance in hell of getting future coverage. Meanwhile during that 5 months of some pay, I’d still need to pay huge costs of treatment despite having insurance but that would disappear after I was let go from my job. I’d have to return to work during my treatment just to afford to continue it. I have many US friends that had a similar cancer that worked throughout to cover basic cancer care while I was able to recuperate without working or fearing being unable to pay. There is nothing comparable to this when you are sick. It is everything!\n\nSadly, many of my American friends are very ill informed on how health care works in other countries and don’t see the shortcomings in their own. Ironically though, they are willing to argue it without proper information so I often find that bizarre. While lived there I felt as though I was in a bubble where the only news that I saw was US news. I saw no info or minimal about Canada in my whole time there,…aside from falsehoods about health care to scare people away from seeking change. “Canadians are all dying while waiting”, “they are all coming to the US for care”, “they pay 80% income tax” etc. All propaganda,…some from politicians or those that should know better. It was truthfully mind boggling to me how educated people could know so little about the world. It almost felt as though they heard so much propaganda about how terrible other places were while only having knowledge of the US, that it ensured that things would stay the same without anyone wanting beneficial changes to dysfunctional policies (like health care, cost of meds, lack of gun regulations, etc). It’s very bizarre.

Nice video. I watched it as I like to learn from other perspectives.\n\nI was born in Toronto, and I must say, this “no time for life and fun” is a new thing. This lack of access to health care is a new thing. I agree with your assessment. It now seems lonelier in Toronto. \n\nCanada used to be different because anyone with a good job could afford at least a condo, but life became unaffordable not just for immigrants, but for everyone unless you are in your 50s-60s and own a home. \n\nI have friends working double jobs supporting family back home in other countries, but for some of them the family back home sound like they are doing better than them and own a home. It’s like they are sacrificing their life to be in poverty or full of hardships and their families get to go out for dinners and drinks with friends. Not them. Not true for everyone, but for some yes and I worry about their own retirement because retirement in Canada without lots of savings means you might be homeless or forced to live with family even if it’s not your preference. \n\n without investments and savings, it will be hard to beat inflation. Getting into debt and getting bad credit can mean not getting an apartment. \n\nThe birth rate is going down because it is expensive to have kids and income isn’t enough to match with living costs. Getting help from government is really not something everyone gets access too. One person might get housing support, 10 others may get nothing. Different governments offer different things. Programs end and change often. \n\nIn Canada definitely bargain and shop around for good phone plans. one idea is to get a pay as you go until “Black Friday” then every year or two when your good offer expires there will be many others. It’s the time with the best deals saving almost half. For instance, I have 50 gigs for $25 for two years from a large provider. Telephone companies are the one place where people must bargain and even ask for better deals as a must.\n\nThe people you see living in big houses, will have kids that can’t afford the same. This is because prices keep rising. The system protects the very rich, but will also drain the middle class often within 1-2 generations. Do not link your business to your personal finance, or creditors can take your home. Some not knowing this lose everything and rich people know better. \n\nPeople live until they are very old, so inheritance is pretty much meaningless to rely on, so no matter what your parents have you must hustle in life. \n\nI do think Canada can become what we want over time. Citizens need to fight the trend of great community spaces, restaurants and bars going out of business and dumb corporations move in with bad boring restaurants. Like a McDonald’s where maybe a popular cultural hang out was. \n\nPart of the problem is a lack of mixed income housing areas, so it’s hard to stay living where you grew up. Artists and musicians help make a city great, but many cannot afford to live here.\n\nFamilies and communities staying together means more support for those with young kids and older relatives when they need help. Yet how is this possible in a city that is always pushing out lower income people when wealthier people desire the area. \n\nIn Toronto, every time you move you have to take what is available and that might mean moving an hour away from everyone you know. This weakens communities. Plus, if you live too far from your work you will have no time to socialize for most the week due to travel time. \n\nI think those who grew up in Toronto do have a certain culture of acceptance with others from many cultures, because your friends at school were from all over. But with new migrants sometimes it isn’t until the second generation that their social circles get diverse. This can be isolating and it’s even isolating as those from Toronto eventually leave dreaming of staying in one spot and not forced to move constantly when a landlord investor sells every house you move into. \n\n\nToronto really needs to protect affordability of housing for at least some housing in every section so that people can save money if they live in the city, and not have to leave their communities and be far from their friends and family. \n\notherwise eventually people get sick of the hustle and it’s too tiring to travel 1+ hrs each way to visit someone during Monday to Friday. \n\n20 years ago any professional could at least buy a condo. Not today. There is too much competition now and investors are allowed to buy up all the most affordable housing that once was a pathway to owning a home. \n\nRich policy makers got greedy and destroyed canada and hopefully diversity in leadership will help make Canada better. But they perhaps people knew to Canada can reject this lonely structure and help us rebuild Toronto into an amazing place. \n\nWe need to make sure everyone can afford housing with 30% of their income. I think that will help