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I worked at a bank. I seen the amount of money refugees and immigrants receive. A family that was brought to my town from another country due to "grape" of the daughters, was given enough money for them to have fur coats, shopping galore and the Dad was a scary perv who I was warned by his son was dangerous. And that's the kind of people they use our tax dollars to bring here. I can't afford to live and yet they can live for free while he s harasses females?? It's disgusting

These students can't complain about the student fee, Housing , food and living cost .\n\nU can blame trudue for lowering the standards for student visa. \n\nTo my knowledge from friends i know as students durring high-school vs students coming to study at college. \n\nPrior to this issue these a few mandatory requirements \n\n- parents most make over 200 k usd , and assets .\n\n- you must have xxx amount in usd dollars equivalent in your bank account and open a HSBC bank account with xxx amount \n\n - u must show you can afford for your child to stay at a mandatory homestay , all the associated cost staying and studying in canada for min 3 years \n\nJust passing the first 3 requirements, most ppl get rejected. \n\n- most leave the home stay due to culture differences and end up renting a 1 bed room condo. \nThat alone back in harper days was 20 k a year.\n\nMind you these students i met are from Vietnam, a 3rd world country where a university graduate with 2 degree will make only $500 usd which is consider a very good job . Its equivalent to5 k / month . \n\nSo thier dollar isn't worth much , for their parents to have that much money to send a 15 year old to study hs in a foreign country is a luxury only a selected few can dream of\n\nAlso none of them worked and work permit wasn't allowed. Even they were allow why would u when ur parents give u their debit card ~ visa card with allowance of 2- 3k to spend .\n\nInwould say 25% of these rich students go home within a year as they get home sick.\n\nToday standards\n\n- not many come as high school students as it's alot harder and still up hold strict standards as their still a minor. \n\n- college is easier route\nOnly have to prove u can afford the 1st. Year of study \n- a place to live\n- your parents can support you while ur here \n\nSo some one in India is faking the documents so they can come over strictly to work and pay for school and living cost. \n\nThis is why we have this problem. Even Vietnamese students doing this but alot work save all their money and go back home after their visa end. \n\nWhat ever they save in 3 years is like 10-20 years plus of saving working in Vietnam as these students are from.poor families barly getting by\n\nWith that being said, studying aboard is a luxury no matter what country ur from.\n\nImaginenthe cost of sending ur kids to the usa for school, most of will have to take. Out loans

I’ve held my tongue on this long enough, but the writing’s on the wall — Canada is cooked.\n\nOur finance minister calls it a “vibecession”, as if we’re imagining the economy sputtering. But here’s the reality: GDP growth at 0.1%, per capita GDP down 0.5%, and youth unemployment at 13.5%.\n\nThere’s the recent bait-and-switch $250 stimulus cheque — an ill-disguised vote buying grift. It was scrapped when the government realized it would add $4.6 billion to an already projected $60 billion deficit. \n\nThrow in a two-month sales tax holiday announced without thinking about the logistics, leaving businesses scrambling. Some aren’t even participating because it’s not worth the headache.\n\nHousing starts are at a 10-year low, the housing accelerator fund has delivered zero new homes, housing prices have left wage growth in the dust, and immigration has blown past what our infrastructure can handle. \n\nMeanwhile, the CBSA isn’t bothering to track expired international student visas. After all, someone has to keep the for-profit diploma mills thriving and the service industry fully staffed.\n\nCanada Post is falling apart under strikes, crippling small businesses, and 47% of job growth in the last five years has come from the public sector while our capital markets and innovation stagnate. \n\nThe $CAD is currently plummeting against the $USD, as the Bank of Canada scrambles to firefight the government’s incompetence with two jumbo 0.5% interest rate cuts.\n\nAnd let’s not ignore the trade war brewing with our historical ally, the U.S.. Trump has made it clear he’ll punish our abysmal border policies, which have allowed fentanyl to flood into America unchecked, with a 25% tariff on Canadian exports.\n\nIf you’re trying to get ahead — building jobs, working for yourself, pooling capital to invest, why bother?— the proposed 66% capital gains inclusion rate over $250,000 punishes you for taking risks and succeeding.\n\nAsk yourself: are you happy with the state of Canada right now? Honestly. Because it doesn’t feel like the same country I grew up in, went to school in, worked in, served in, and built a business in.\n\nI’m done. For once in my life, I don’t want to be Canadian anymore.

I believe India is the best country to stay because:\n- Rents extremely high in developed cities . Property prices unaffordable in big cities like Delhi, Mumbai, Kolkata. People are paying life long EMI till death.\n- Teachers focus more on Private tutions to make money. If you don’t take lessons from them, they will fail you in education system \n-Government doctors more focus on Private practices than their Government jobs. In ICU doctors sometimes sleep because they are tired for their private pactices.\n- Court takes decades to settle court cases. \n- Extremely high inflation - Food prices uncontrolled \n- Retirees not worked for Government getting hard time to pay bills specially medical treatment cost. It’s really hard for them to stay in big cities. No Indian government help and support. Government basically don’t care them. Only big big words at the time of vote \n- middle class working upto 11 pm to save their job , no retirement money- just surviving \n- After completing MBA, lot of job seekers land in selling target oriented credit card selling and driving Uber/ Toto \n- Ministers have so much under table money they keep their money inside the walls of their property \n- Sides of Highways full of Poverty . No good food, no proper sanitation \n- Farmers have to commit suicide for manipulated Government practices \n- Police is not writing FIRs if you are categorized as opponent \n-Fake promises are given to illegal immigrants/ Hawkers/ by Ministers for creating Ministers Vote Bank\n-\n- Ministers create vote banks from Hindu- Muslim riots \n- Ambani’s spend millions of dollars inviting top celebrities where 60% poverty prevails \n\n- Health care system is changing extremely high prices for small surgeries because Insurance will pay. At age 80 , all top insurer declines coverage when you need coverage otherwise premium is extremely high so that you can’t afford \n- Middle class is pressuring their kid to get admission in a reputed Private school and still has to pay high amount of donations.\n- Modi wants to make digital India which is great. Did he cared how the uneducated citizens, needs medical attention can cope with Government rules. He didn’t care. What he did for poor Indian.- nothing.\n\n\nAfter all these ministers are saying India Rising. Is India really rising or Ambani- Adani rising\n\nAbhi when you will show real India or are you scared that Modi will throw you in Pakistan

I’m an international student from China and I never worked here. My Indian classmates ruined our final project. Wearing slippers for presentations and even cannot finish a simple website, my roommates are Indians as well, and they are all good. But some students they’re not come here to study, just for work. But just keeping the balance between study and work, will make other students have bad experiences. I also want to get the PR here, but it depends on my abilities and other factors. I love country music, K-pop, and pop Jazz, I watched a documentary about Canada before I came, and I was a volunteer at the London Air Show, Comic Con, Food Bank and Ronald Macdonald House. In addition, I also help the Church group make posters and videos. You come here is to integrate local culture and accept the rules and order, you can keep your own identity a features. Don’t forget you are a foreigner, you are the guest now.

I came in Windsor Ontario as a foreign worker in 2009, wasn't the best time to look for a job there but still. I did 1 year of studying, worked again, left for Alberta in 2012 where I still am. Got my PR in 2014 and citizenship in 2022. Most of the things I hear against living in Canada must be true, I don't doubt it but I'm just not aware of them. I didn't even know there was a bank account freezing during COVID. It wasn't easy to get a good job, I had to leave for a small community in Alberta to get the most of what I wanted and that's why I am oblivious to the harsher reality that people have to endure in Toronto or Vancouver. But the thing is, as soon as I landed in Toronto and got robbed 50$ by some guy (this is just an anecdote not the real reason), I knew I shouldn't try to make a living there. I know job opportunities are in those big cities but please, if you can, there are great communities that need people, workers, consumers and families. If you can land a job there, move! At least try. It doesn't even have to be that far up north, nor to be a mini small village. Small city, rural living, no criminality, cheap housing, lots of space, family friendly, no traffic, no wait time to see a doctor, friendly people, douchebags, we have it here. Are they drawbacks? Yes of course. Need to drive 1 or 2 hour to get a scan or an MRI, car dependance is exacerbated but hey, it feels like a free country where no one have been overpriced...yet.

Canada cannot make its own money. So what does it do? It has to figure out unethical ways to bring in money. This is done by bringing in immigrants. There is multiple birds with one Stone hit here. Meaning gives immigrants the lie of a better life. So they take all their money that they have in their nation. And they bring it here. That's free money that Canada did not have to work for and now other nations have lost. then they lied to them and tell them that they can get anything they want. For me to get a franchise here while owning other businesses was IMPOSSIBLE 5 yrs ago. But these guys with no credentials are getting it right away. I wasn't allowed to modify my house or rent by law. And they are now allowing all of that. My mother had an international driver's license from France and she had to go through hoops to get her licence here. They are handing things over with no screening to these people which is cause instability and chaos. No structure. They let them bring their huge money here and put into franchises with no credentials. Bank loans free approval no questions asked. Meanwhile, most of those franchises will never make any money. Then they will take that money also, and put it into homes. Rent etc, and this is the part where they basically drain the immigrant money in an instant and put it into Canada economy. Now that you have all these immigrants buying all these businesses. Now you need slave work, so you start Bringing it more immigrants to work those slave jobs. Because in the 1990s, all the way up to 2010. You were encouraging Education. During that time Education was the money Maker. So you kept pushing that. Billions went to universities. Telling people that they'll have a better future. That was the lie of that time. Now you want the same people to work min wage jobs. Now immigration is a bigger Money maker. They say they're bringing in these guys Because they want to work these jobs that a canadians don't want to work. That's because you just made those fake jobs by creating more immigrants to come here have franchises that need minimum wage jobs. But you also promised the rest of us that if we worked hard enough, we will get better jobs. So why would we want to resort to minimum wage jobs on top of you ruining the market for housing inflation taxes etc? How could we even afford while working Minimum wage jobs. And that's why they're bringing people in here. This goes deeper than it seems. socialism. then they get mad At us and demand more taxes and more money. But Canada is a closed system. So how can we afford giving you more than we're making? This insanity has to stop. This chaos needs to stop.

Hi Lynn, this is a very interesting conversation. I moved to Canada in 2003 went to college and became a nurse. First of all it was not easy paying for college I was lucky that husband was supporting with the bills as I went to school. So I would say that I have skills that are very marketable. Our combined family income was over $100,000 CAN. We mortgaged our first home which was very basic for a LOT of money. We had our kids and we had to struggle with childcare as most young families do. By North American standard, we were doing good. We each had a good car ( loaned), we made trips to Kenya every so often but in 2016 we decided we wanted to move back home and we sold our home and we did. I HAVE NO REGRETS. There were several things that made us reach our decision. First, I truly believe that for the Canadian system to work as it does, it has to entrap its residents. Even after 10 years of work we did not have money in the bank. Everything we owned really belonged to the bank. The light bulb moment for me came when I evaluated my net worth. A primary school teacher in Kenya after 10 years of work with good financial management will own a plot, a simple house and will start to invest for retirement. After 10 years of work, there wasn't much in the account, our house would need 25 years to finish paying mortgage and to be honest there wasn't much to show for those years of work. Quality of life really sucks the amount of stress will definitely send you to the grave sooner. This is the case for most first generation immigrants. You might say you are sacrificing and building a future for your children but, my observation was since our diaspora children have not grown in Kenya to see the need for money and what life really looks like without the comforts they are used to, they do not have the same drive as the parents so they often do not excel they are just ordinary. There is also the struggle of growing up as a minority group. A lot of our children because they are seeking acceptance will struggle with self esteem, will have depression or will join the LGBTQ community where they get sense of belonging regardless of their colour. The morals are also different from their parents and they are shaped by the society they grow up in. When I looked at what my life would look like if we kept living there, lets say we eventually pay off our mortgage, when we are old and requiring care, our children will not be able to support themselves and support us because they have to work to sustain themselves so we would to move to assisted living or nursing homes. The cost of senior care is not covered by the government unless you have no money. so we have to sell out home which would be old and outdated but still very expensive and we would have to pay $5000-$10000 per month depending on the type of care we need. so as you can see if we ended in a nursing home for 5 years we will have depleted all the money we made from the sale of our home. So by the time we die, we would not have money to leave for our children. So we worked really hard, supported the economy, and die leaving not much at all for our children, we sacrificed our quality of life, and ended up with children who don't think much of themselves or have very distorted morals. I still remember in my mind as we drove to the airport on our way back to Kenya, I thought of the story of Lot. He was pretty successful in Sodom but I'm very sure on his death bed he had lots of regrets why he ever went there. I know its tough being in Kenya but if you have a job or any way to make ends meet, be like Abraham. God will bless you regardless of whether you are in the dessert.

Hi Harmeet and Manpreet, its good that you are doing a great job by spreading knowledge about how is life in canada. I do appreciate that but here in this podcast its about 3 main countries- Australia, UAE And Canada. \nRegarding Australia i can't comment much as i personally dont have any experience with that country but yes my cousins are there. Regarding UAE- Whatever ashr and sana said i dont agree at all because we have spend more than 15 years in UAE with very decent job. We were quiet free to do all the activities of bank, driving license and all. That country has its own charm. May be Ashr has worked in very small company where he has to go through those things but things are quiet different there. And yes it is very hot in dubai from may to August just came like punjab and delhi in India but aisa b nhi h ki bande ki jaan hi nikale. So i felt bahut jayada exaggerate kar k btaya ja raha h.\nOnly thing in UAE is that you dont get PR there.\nRegarding canada ?? it is a good country though currently less job opportunities here.

It takes me 3 months to get a doctor appointment in the US here in Seattle and I was just told several months to see my eye doctor. Depending on medical plan the insurance means you do not go to the specialist without a referral. So Canadians may not have as much to complain about. My parents were immigrants to Canada because it was easier (my father was in Danish Merchant Marine and was in China Sea when his appointment would come up in New York). They did not have it easy because they did not speak the language and worked hard to learn. Working as a housekeeper was the norm for females and my mother's education meant nothing when she expected to work in a bank. Danes stuck together and helped each other to get jobs, with carpentry (most had apprenticeships like brick laying), to socialize, etc. and this is normal for immigrants. Working multiple jobs was normal and having a great home was their American dream instead of a government apartment. It is true for all immigrants that their kids will do better than the parents. The kids will have no accent if they learn English by age 12. There are age cutoffs on learning a language in child development. During the hiring process the jobs are given to people the interviewer perceives as being like themselves. This is proven by psychologists (I am one). This puts immigrants at a disadvantage unless they have a rare skill without competition. Dad got his house and Mom took my sister and went back to Denmark because of health issues and the US has garbage medical care and social services for the elderly (poor sister didn't speak Danish because it wasn't allowed in case it impacted our English skill). As a daughter of immigrants I worked 20 hours days and weekends almost all my life. I put myself through school and have been successful despite being female and making much less than men. Immigrants need to realize that it will be their kids who make the big bucks and succeed while the parents who immigrated will struggle. As a cultural mix (US, Canadian and Danish citizen because of wacky sexist rules) I have had a lot of confusion over the years trying to fit in and figure out what my values are. I have had to ask my US husband is that behavior normal? Of course different states in the US or going 200 miles north to Canada means a different language to speak (Canadian or Spanish in the South) and different values, ways of dress, etc. so being an immigrant can mean just traveling 200 miles north or to an insane state like Texas or New York. Culture shock is everywhere but most of us move for the money. I am thinking of going back to Canada but my home was Vancouver and that now looks like a hell hole. My husband had over a million dollars in medical care and I really do not wish to lose all my assets to medical costs in the US. So now I am trying to choose between death by earthquake in BC somewhere or death by tornado or perhaps fire storm in Calgary due to climate change.