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Car insurance is high when you live in Brampton; because accidents & car thefts are everyday occurrence there

Even car insurance are too high when your address is in Brampton. A lot of multi culture people in that place that are reckless drivers. The city is getting worse bigtime.

There was an incident were a cricket match was going to be shown in the mega plex put they did not show it something happened that was not mega plexes fault that it was not being shown there was a group of Indian students who started screaming at the ticket counter. It’s because of behaviour like this Canadians are hating international students from India .?. The 2022 -2023 batch on international students are a disgrace not saying g all of them are bad just most dont come to study just a back door into the country they see one of there family members went to Canada and they should to ?‍♀️. There was a polling conducted and most Canadians want less immigration from India . Canada is not as big like America . Having so ma y people come in just puts a strain on housing, who would think that people from a hot country would want to go to a cold country…. Just go to a wormer country . Many Indians aren’t even thinking about coming to Canada anymore look for other countries. Or better yet stay in India ??. If you have money you can live a really good life in India . Taxes , are high , homes are crazy expensive , car insurance is high , people’s are getting there cars stolen don’t see the benefit really coming to Canada . And most Indians already own there own house in India so way come to Canada and in India you pay very small taxes as well .?‍♂️ and at the end of the day white people are so racist towards Indians know they look at you like you are the reason there life is messed up ? make India. Great ????. America only has its military going for it it’s such a racist place to live as well . Canada talks about how great their health care is but when you see the wait times and how they have less doctors not so great . Canada and America are only great if you are already rich but if you are poor or middle class life is a struggle. I came to Canada in 2016 worked in IT until I had enough money saved up moved back to India and bought land and built a house just started buying more land and when I had enough moved back to India . Us Indians can be successful anywhere so way not be successful in our country. Hold out politicians accountable to make our country great ……… if someone wants to still come go right ahead it’s your life . But I don’t see the point t really ???‍♂️. India. And Japan is the most technology advanced country more than America even . America and Canada are just is just over hyped…… and there people are so racist to our people so way would I want to stay in there country ?‍♂️. And people that will say they want to bring there parents to Canada most of t he time it is cold and they will be inside so it’s better for your parents to live in india. Personally. I have my parents they live in GOA with me they can’t be happier.

High housing cost\nHigh phone bill\nHigh tax\nHigh cost of living\nHigh property tax\nHigh hydro bill\nHigh water bill\nExpensive groceries \nHigh gas price\nHigh electricity\nHigh car insurance \nHigh business insurance \nMost people in debt\nSaturated job market meaning there are more people than jobs \nHigh car theft rate\nHigh traffic in metropolitan cities \nHigh cost to start a business \nHigh cost of maintaining a business \nHigh bank fees \nInstitutional racism still exists \nLandlords prefer to have whites and other races than blacks in their homes \nHigh cost to own and maintain a home \nHigh daycare cost \nThe difference between rich and poor is a very very huge gap\nHigh stress rate because everyone works with little breaks \nExtremely high legal fees\nFree health care ✅\nGood public and private education ✅\nProgressive government ✅\nGovernment that steps in when there is crisis ✅\nGood security ✅\nGood public transport system ✅\nGood justice system ✅\nGovernment supports businesses through grants and research ✅\nGood roads ✅\nHigh technology advanced infrastructure ✅\nClean water ✅\nStrong passport via citizenship ✅\nLow crime rate ✅\nMulticultural environment ✅

Most of what was reported here is true but the housing market and rents have skyrocketed all over the world since the Chinese government F'd everyone with Covid-19. At first there were supply chain issues with all goods so businesses said we have to increase prices. Once supply issues were back to pre-Covid-19 levels businesses did not & will not lower their prices on goods because , we as a society do not take matters into our own hands and boycott products\\company's etc. Now obviously we cannot boycott all goods & services but the majority we could and that is the only thing that would cause action among companies to lower bank fees, fast food prices, grocery prices, cell plan costs etc.\n\nWith that said, you picked two of the highest and most sought after city's in CAN to rent & or try to buy a home. Although rent & home prices have really jumped all over the world in the past 3-4 years, more affordable (still not cheap) housing, compared to Toronto, Vancouver, can be found all across CAN. My sister & brother in law found an apartment to rent in Winnipeg without any difficulty or waiting. \nThey are immigrants and entered on her student Visa & he is a computer programmer. They are not struggling to eat but they have to follow a tight budget since she cannot work but 20 hours a week as a student and they have 1 kid, a car payment,utilities, cell plan, etc. They have filed for their PR and I suspect they will be approved since his job is in demand and she will graduate from College there in 4 months or so.\n\nOne thing I noticed, when my wife & I went up to get them settled in, is that the government (national & local) taxes you all pay out of the wazzoo on everything! I think the only thing that wasn't taxed was air. ? I know most of this is due to the healthcare system, because the money has to come from somewhere. Don't misunderstand, I like the CAN healthcare system better than the US's, because the insurance companies stick it to us as well, but both have their pluses and minuses.\n\nCAN does have a much easier system for immigration. If my sister & bro in law could have come here we would have been glad for them to stay with us and help them get started but the backlog is just so long to wait (10 + years). I also LOVE CAN because you uphold your laws and DEPORT illegal immigrants instead of letting them pour into the Country, by the millions each year, and the majority eventually trickle into the population illegally, who get jobs & pay no taxes (other than sales tax) no driver's licenses or vehicle insurance and get 100% free medical and hospital care anytime while legal US citizen's pay high premiums, into social security and their income taxes each year.

high cost of living it makes sense to leave Canada all together . You are taxed to death in Canada every thing cost more Canada is a great place if you all ready have lots of money . But if you don’t it’s hard. I find it so weird when they ask for Canadian experience when you just came to Canada I blame the employer they make it difficult for people to get hired and in return people leave to find a job in a different country I did the same thing came to Canada to look for work working in IT and I didn’t get IT job because I did t have any Canadian experience. After two years of working at a job that was not even what I studied I left Canada and found a job that I studied for I got a good job in America Long island New York and never looked back……. I get paid double then I would have if I had gotten a job in Canada any way ….. forget Canadian experience it’s not worth moving to Canada the country has changed. You pay more for everything in the states you get things for a lot less . Car insurance in Canada is so expensive……… do t get me started on the winter ?

1) Toronto is poor value. Getting housing of any kind (buying or renting) is stupidly expensive. And the quality you get for the price is lousy. Especially the newer builds, which are just thrown up as quickly as possible and sold to investors. Policy measures generally all seem to serve to just inflate the price of housing further. The occasional lip service given to affordability is amusing, but ultimately sad. There are lots of people who really do not want the housing bubble to pop. They will fight against it with all they have.\n\n2) It has become kind of boring. There is lots to do if you have money, but it’s harder to find entertainment on a budget. Even the free stuff like parks are filling up. Stuff like sporting events, eating out, going out is very costly across the board. Even the “cheaper” stuff is expensive. It seems like a lot of local culture is disappearing. Even the cool neighbourhoods are filling up with the same chains. I think the high commercial rent and bureaucracy is deflating a lot of would-be entrepreneurs. Most landowners seem to just be banking on cashing out their land for condos.\n\n3) Canada overall has a high cost of living compared to salaries. In the US you can find lower cost of living areas that still give you a real city experience. And in Europe you can be poor but still live a decent, if no frills, life. In Canada the basic necessities are all expensive. Phone bills, grocery bills, rent, insurance are through the roof. Domestic travel is expensive. And the dollar sucks if you want to travel abroad. Health care is free but good luck finding a family doctor or waiting 8 hours in the ER these days. It’s expensive to be poor, or even middle class.\n\n4) Most of the Greater Toronto Area, outside the core, is soulless suburbs with awful transit - very “American” except with worse traffic congestion. You will need a car, which is another huge cost. Row upon row of old cookie cutter suburbs with the same crappy houses. Good luck walking anywhere, and if you do you will need to walk down boring, treeless arterial roads with cars zooming past right beside you, and cross giant eight lane intersections that were never built for humans on foot. In a rainstorm or on a fall evening you have to be really careful not to be run over by aggressive drivers.\n\n5) It is hard to raise a family in an apartment here. You can do it but it’s not very easy, and also you are still kind of judged for it. Lots of young people are feeling stuck and are deferring or avoiding starting a family. Buying any type of house, even a basic townhouse, requires pledging your soul to a bank by taking a massive mortgage with eye watering debt in a volatile market. But few apartment buildings have the kind of sensible gentle density, the family unit sizes and the common amenities, like little courtyards with jungle gyms, that you might find in Europe. No one ever contemplated that anyone would ever desire to raise kids in an apartment. It’s just a cultural thing that has worked its way into how things are planned and designed.\n\n6) The transit system is ok by North American standards but awful by international standards. There are only two real subway lines, one stub line, one line that is permanently out of service after a derailment, and another line that was supposed to open a couple years ago but still has no date for opening. The subways go out of service frequently, sometimes for the dumbest reasons, and then it is a zoo of shuttle buses. The streetcars are nice but so slow. The buses are fine if you find yourself dreaming about riding a daily herky jerky rolling tin of sardines. They are building a lot of transit but it will take decades to get done.\n\n7) There is still a lot of cool multiculturalism and opportunities to experience different foods and cultures - one of the best things about Toronto. Increasingly though it seems to be losing the fun vibe of the 90s, when everyone celebrated each other’s backgrounds and was chill. It seems the immigration is not as broad based anymore and also people are importing a lot of their “old country” grievances here. The immigration system also kind of preys on people abroad by selling them a false fairy tale, so they end up dejected when they arrive and see how things really are.\n\n8) This one might be controversial but it’s kind of an ugly city. There’s nothing particularly of historical meaning or value. Some of the older neighbourhoods are kind of nice, but the last 25 years they have only built giant glass skyboxes, one after another. There aren’t the cool “missing middle” walkups like in NY, Chicago or Montreal (or even LA). There are very few buildings with much architectural character. Some of the buildings they deem “heritage” here are an embarrassment.\n\n9) For safety, honestly on this score I think Toronto is not bad. There are not too many real “ghettos” and it’s night and day compared to much of the US. With that said, there is more vagrancy and social issues these days, with tents and such. It’s very sad but the shelters are full, lots of homeless go into the libraries, parks and transit system. It does make it harder to enjoy these public amenities safely. It is nowhere close to Europe where you might let your kids run free around town. Canadian parents still helicopter their kids and the place again is not designed to really be safe for kids, in the same way as Europe.\n\n10) Finally, a bit of a double edged sword. Toronto had a lot of youthful energy - people coming here from all over. It is definitely not as sleepy as many parts of the world. With that said, it is becoming a bit of a transient place (minus the world class experiences like London or NY). If you are from elsewhere you might find it hard making and keeping friends. I’ve seen lots of people struggle because it’s is hard to build a strong social network. We have a very “shallow” culture here - people are extremely polite but not overly warm and hospitable. We treat one another kind of like neighbours - meaning we’d like to have a cordial, drama-free coexistence and otherwise kind of stick to ourselves.

Brampton is the epic centre of Khalistanis. All the gurdwaras shelter Khalistani extremists. The crime level is very high. You never know when your car will be stolen and this the reason of high insurance premium and not just because of new driver driving the car.

Very true. I moved to Canada at the age of 20 going on 21 in 1990 and in a few months, I am turning 54. I've been to college twice and I could not get a job in the fields I studied for; instead I am working in a factory and I've worked hard. I'm on medical leave, but I'm now waiting to return to work and my employer has not been making it easy to return. I plan to return to my home country once I retire, because I hate winter weather and when it gets cold, my arthritis flares up and it will get worse as I age. It's very expensive here, car insurance, house insurance, phone bills, grocery bills, property taxes, and federal taxes. You work and work and you get 2 weeks vacation and sometimes, you don't even get to enjoy it. I remember getting sick when I took my holidays. You work long and crappy hours for just enough money to pay expenses and you don't really get to enjoy life. Canada is a beautiful country, but when do you get time to explore and enjoy it? Right now for me, it seems to be when I retire I'll be able to do that, if I can afford it (remember, taxes are high).

1 - It was other people’s income taxes that paid for & made the Canada you met, liked & had an opportunity to thrive in. If you’re questioning why you have to pay higher taxes when you earn more, think about refunding the benefits you had when you weren’t earning as much\n\n2 - 8 hours in an ER is not an emergency, if there’s a life threatening incident, you get the medical care you need\n\n3 - Quality living costs money everywhere in the world, you get what you’re willing to pay for. There are $35 phone plans & you can use public transportation & skip car insurance and maintenance. US inflation is worse off than Canada\n\n4 - There are so many things to do in Canada, it’s just not in your forte. Outdoor activities in both winter & summer\n\n5 - Cry me a river!\n\n6 - SMH\n\n7 - Leaving Canada to go back to where you’re unsafe, unsteady power supply & almost non-existent healthcare?\n\n8 - It’s a huge trade-off, I left Canada 9 months ago to the West Coast of the US & couldn’t stop talking about escaping sub zero temperatures BUT putting everything on the table, Canada works out best for & I’m looking forward to moving back. \n\n9 - Which countries does Canadian passport allow you to live & work in?\n\n10 - This I agree, it’s a high regulated society & it could be a turn off.\n\n11 - False! In a country where 37.5 hours is considered fulltime? How many federal holidays does Canada have? If you’re working 10 jobs to stay afloat, that’s absolutely on you, it’s not a “Canadian issue”.

Okay why not you girls go into a healthcare if that they need so many workers.\nYou talk about cost of living;\n1. Phone bills\n2. Car insurance\n3. High taxes\n4. Canada boring \n5. People leave because for fun because they have good money\n6. What does the communities do for you, when you do not speak your native language\n7. Aging is inevitable. So if you have achieved your dreams you will naturally go anywhere of your choice to relax. Is that a bad thing? New Yorkers move to Florida (cold swap)

Reality of Canada - Very bad weather - freezing with gusty winds with \nsnow or ice ,get ready to shovel alot of snow in winter, winter type \nweather is for 8 months, very high price of house plus other high \nexpenses which are unaffordable like on an average house price is \nmillion dollars plus other expenses makes you 12,000$ per month which \nyou will not get easily as salary, high rents also almost 1700$ for one \nbhk ,whereas on an average you can make 2000 $ /month , high car \ninsurance plus high phone plus interntet plus grocery , no taste of \nindian vegetable & indian food ,its a big problem if you are a \nvegetarian, no specific job industry & 97% warehouse jobs which pay \nlittle also 99% sardars drive truck but truck is a very hard job esp in\n winter ,very hard to get good paying jobs & other jobs fon't pay \nthat much only illiterate people can do , no social life ,even no \npersonal life as women become very weird after coming to canada & \nlots of divorces happens in indian people after coming to canada, people\n of canada are very dead & shows no emotions like indians are . when\n kids grow up they have no feelings fo rtheir parents in canada as they \ndon't know what is indian culture , super worst medical system with 20 \nhours waiting in emergency plus doctors will never give you any medicine\n due to legal fear also you will never get timely treatment or even a \nmedicine like india, also specialist doctor appointments will take 6 \nmonths in canada while you can see specialist doctor daily if you want \nin india , dental & eye is private but very costly only if you have \nwork insurance, no servants or maids like india so you have to all jobs \nlike cleaning house, cooking, laundry ,dishwashing by yourself even if \nyou are coming from 8 hour job which is very tiring , canada is only \nheaven for punjabis for others they have to be very careful